My Aunt filed bankruptcy 16 years ago.

Question

My Aunt filed bankruptcy 16 years ago can a company come back and get their money out of her bank account with out notice years later?

Answer 1

if the lender or creditor was listed on the bankruptcy filing, NO.  Now, sometimes old loans get sold in the secondary market.  Usually, all you have to do is call the people and tell them that the debt was bankrupted on such year and that if they want, a copy of the filing can be faxed to them.  If the debt was not listed in the filing, then check the statue of limitations for your state.  Either way, your aunt should be safe.

Answer 2

Once the bankruptcy has been cleared, no one can collect the debt.

I bet what happened is that the original owner of the debt sold of the debt to anyone that would buy it.  The company that bought the debt is now trying to cash in on their investment.

Answer 3

No one can ever take money out of a bank account without notice.

Any debt that was listed on her bankruptcy petition has been discharged and cannot be collected.  If it wasn't on the petition but is from that time period, the statute of limitations has probably run and the debt can't be collected.

Answer 4

Is that company listed on the bankruptcy?  It would be illegal to do it but companies do it all the time if they have the account information.  She should make sure that particular company was listed.

Answer 5

NO.. they can`t do this to her at all