My DMV report is clear of any points, but my insurance company show 9 points. What does this mean?

Question

My DMV report is clear of any points, but my insurance company show 9 points. What does this mean?

Answer 1

Many points are removed from your license (DMV) after one year. The insurance companies keep record of the points for a longer period.

Answer 2

It means it's time to contact your insurance agent and ask some questions.  For example, you might say "Why are you showing 9 points?  My DMV report is clear."  Hopefully he will answer, check on it, and make any needed corrections before you wind up with a higher bill.

Answer 3

If you are using Geico, they go back 5 years while the DMV typically only goes back three years.

Answer 4

Normally points stay on your record for a period of 3 years.

Your insurance company does not run your driving record until 45-60 days prior to your renewal of your policy and your premium will not change prior to that time.

Ask for a copy of their printout & make sure they have your correct license information.

Answer 5

Insurance and licence points aren't always the same.  Insurance can tag you with a point when you didn't get a ticket, and insurance can keep the points on the record however long their policy is.