My brother is 18 and has no credit. Can he get a credit card w/ at least a $2,000 max on it?

Question

He needs the credit card for a trip to London, tickets, hotels, and etc. He is working & makes about $300 a wk. He has a checking and savings account, but he has only had it for 3 mo. He got approved for a credit card, but the max is only $500. He needs it by Dec. Please help!!!!!

Answer 1

Check out this credit card site.    www.credit-cards-comparison. com for info on how to build credit history and to apply for a credit card.  One thing he may want to do it put away $100 per week starting now and then get a pre-paid VISA.    He has about 14 weeks to save.   THat may require some sacrifice but it will be worth it when he is in a London pub having a pint.  Yes, he can have one there.  Plus the more he saves, the less he will be in debt when he gets back and that will make the trip even more sweet.  

I hope he has a great and safe time.

    

Answer 2

He won't get a $2000 credit card by December.

But if he's making $300 a week (and doesn't have a lot of household expenses), he should be able to put enough aside to finance the trip and simply use a debit card. Then, he'll only need the $500 credit card for emergencies on the trip.

Answer 3

If he's never had any kind of credit, the odds of a company giving him a 2k credit line are slim.

If he isn't going on that trip for a while, he might apply for another card in a few months to get more credit line.

The card companies are going to watch how he does with the 500 card before they up his credit line.

Answer 4

He cannot afford to spend 2K on a trip when he only makes 300 a week.......sorry........stay home until he can afford it.......a second job crosses my mind.......

Answer 5

I'm not very knowledgeable in this area, but I'd say probably not.  Without a credit history, nobody is probably going to take a chance at lending out 2,000$.  I just applied for a credit card and my limit is quite low with high interest, but again, never having a credit history (especially now) is most likely not going to get him a $2,000 limit card.