My car insurance help me please?

Question

i want to cancel i just got with them a few weeks ago but my first payment isnt do yet.

can i get a refund on the down payment i made?

Answer 1

If you cancel, then they will reimburse you the amount for the days you prepaid.

Cancel, and ask them what the prorated refund will be.

I hope this helps!

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Answer 2

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Answer 3

It will be an earned premium when you cancel. When  the company cancels you they prorate the premium, when you cancel the company use a short rate system, that I'm not sure, but charges about 10% more. Check with your agent

Answer 4

You'll get a partial refund, as they have provied insurance for you for a few weeks now. In NY state, the only way to cancel it is to buy a replacement policy or turn your plates in, since insurance is mandatory.

Good luck.

Answer 5

you can cancel but its going to be short rated.  this means basically you will pay a penalty for canceling it.  you will not get your full down payment back.

Answer 6

I never heard of making a down payment on car insurance. You probably paid for the first 6 months. You can cancel and get a portion back, but why are you canceling? By  law you have to carry car insurance.