My dad doesn't plan on helping out a lot with my college tuition...?

Question

...But because he makes so much money I don't think I'm going to qualify for very much financial aid. I'm planning on getting loans, but I don't want to be too much in debt.

What can I do?

Answer 1

student loans, 0% interest

you shuda got a job already, my parents wont pay **** either so ive been workin hard most my life to earn money for uni

Answer 2

There are so many uses for old secured personal loans, and the chances are you will be able to get one quickly and easily. It's a common idea that only homeowners can get loans from finance companies. That just isn't true, most people can apply for, and receive an unsecured personal all kinds of uses. You can get loans from a few<!-- hundred pounds, up to £25,000, unsecured. These loans can be used to buy a new car, a holiday abroad, a new kitchen, the latest cell phone available, or just about anythingelse. It is a true that you will probablypay more interest than a homeowner who takes out a secured loan. But on the other hand, they have to take out a second mortgage to get their hands on the money.

http://best-loans.awardspace.com/student...

With an unsecured loan, you don't need anything, apart from the application form and a good broker. All kinds of people can apply for unsecured loans, tenants, young people, retired people, people with good and bad credit, you can even get a same-->day loan, and some companies let you apply online. The interest rate you pay will be made very clear to by the broker before you sign anything. As will the amount of the monthly payment, and how long you have to make those payments for. Any quality broker will go out of his way to make sure you understand these rules.

Answer 3

Work your butt off during the summer when you don't have classes.  Two jobs or even more ifyou can.  Save as much as you possibly can; don't eat lunch out, or buy a whole bunch of clothes or a nice car.  A lot of people put themselves through college.  It is hard but it is possible.  If you can work just a little bit during the year, that will help, too.

Student loans can be good, but remember that you have to pay them back after school, and that is really hard.  If you are going into a profession that does not make a lot of money, avoid them as much as possible.    If you go into certain profesions, like certain teaching subjects, you may be able to get those loans forgiven.

There are all sorts of scholarships out there.  Look for them.  

Politely and maturely tell your dad what a difficult position he has put you in.  He should have told you he wasn't going to be much help years ago so you could spend your summers earning money.  Ask if he is willing to help more your first year while you earn money and work toward a scholarship to pay for later years.

Good luck

Answer 4

the best thing to do is wat that other tom said, get a job and rough it out, most college loans dont make u pay until u are out of college for about 6 months...