My economy ride got rear ended?

Question

Well on two lane road a deer ran across and I slammed on the brakes, then some guy rear ended me.

Well its simple but he is trying to say I cut him off in his lane on purpose I know it sounds stupid but the cop believed him even tho he was the angry one and yelling.

I only have state farms liability insurence.

What do you think will happen?

Answer 1

It does not matter what the other guy said or didn't say.  File a claim against him and his insurance company.  If he rear-ended you , he is at fault and his insurance company should pay.  BTW...If you haven't already, You should report this to YOUR insurance company.  Always make a police report and always notify your insurance company.....ALWAYS !

Answer 2

Answer from a General Insurance Agent

It does not matter what the officer believed, The officer does not determine liability. The Police are charged with enforcing the law. They are not qualified to determine Liability.

You need to file a claim against his insurance.

If you were issued a ticket you need to fight it.

Your State Farm claims adjuster will determine liability.

The other driver who rear ended you is at fault in this situation.

Take Care and good luck.