Question:

My father in law always leaves us in debt. ?

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We both work and actually earn a pretty decent amount, but my father in law keeps spending money (in God knows what) and comes out every 6 months telling us he has borrowed here and there.. He has taken loan from everywhere possible banks, individuals and its very embarrassing for the both of us as people ask us to repay. I love my husband dearly, but I am so pissed off by him as he keeps paying his dad's debts off.. This has been going on for 4 years and we have to cut off on our basics so we can repay the old fool's loans. My husband thinks his dad made a mistake but I don't agree... how can someone keep debts every 6 months. At the end of the day we are deep in debts now and I am not happy. Please advice!

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7 ANSWERS


  1. Tell the father in law...  NO!  Because your whimp of a husband won't do it for you.


  2. You are not legally responsible for your husband's dad's debts unless he co-signed a loan.  What is going on is "enabling" and is not solving anyone's problem and is creating more for you and your marriage.

    He needs to visit Consumer Credit Counseling Service right away to get the creditors off his back and stop borrowing.


  3. gravy train stops now. with or without your husband agrees. you cant be tied to this anymore.  tell your husband you are not doing it and if he feels you have to continue doing it separate your finances and tell him it's his problem not yours.  

  4.    This is a case where the man of your house has failed his duty to you ....  It was ok in the beginning to help but a line must be drawn , your inlaw needs help of a different kind which you cannot perform...   Get him help and tell your husband the free ride stops now or he risks loosing you and his father....  You must do what is right to protect your own family since the inlaw has no right to put you and his son in such a position.....   Draw the line and do what is needed.............

  5. You have to put your foot down and tell your husband "no more"!!! It's time his father grew up and paid his own debts and the two of you will not pay anymore of his debts PERIOD!!! I would also tell your husband that if his father can't pay his own debts, then he needs to file bankruptcy. It's not your responsibility to spend all your hard earned money to pay your father-in-laws debts and for you to go into serious debt in order to do it.

    Since your husband cares more about his father's debts then his own and his marriage to you, then maybe he should live with his dad and support his spending habits full time and you should find a new life that is debt free.

    I would flat refuse to pay ANY of his father's debts and tell your husband take a pick....daddy or me.

  6. Tell your husband it has to stop or your walking!

  7. You made your first mistake 4 years ago by paying off your FIL debts.  He now does not have to take any responsibility for his actions.

    First off, talk to hubby and put a stop to this.  Second, have your FIL see a doctor for a complete checkup and make sure the doctor knows of this situation.  A normal person does not do this repeatedly, he could have a medical impairment or need psychiatric help.

    Tell hubby with or without him, you are putting out a notice to banks, creditors, etc. that you are not legally responsible for his debts nor will you cover them in future, so beware!  You just might need a lawyer to be sure that by paying them off once, you haven't somehow assumed responsibility.

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