Question:

My fiance's ex-wife put a credit card in his name, and didn't pay it.?

by  |  earlier

0 LIKES UnLike

In any event, his credit has gone into the toilet, because in the midst of doing this, it somehow changed his address to her Atlanta address. So when his credit was pulled, not only was there a default, there was also this address change. We have contacted the credit bureau, but now we need credit restoration, because we are in the midst of trying to purchase a house.

 Tags:

   Report

7 ANSWERS


  1. Call the credit card co in question and sign an affidavit  of fraud. Then call Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They will notify the other 2 bureaus for you at not cost. It has to be renewed every 90 days.


  2. He can press charges against her. In the meantime you can contact all 3 major credit agencies and have a flag put on the account and he can place a message on the report explaining why that is showing on there. I would also contact the credit card company and advise them to remove the accounts fom his credit (which can be done quickly) due to fraud. Advise them you will retain an attorney to protect your rights if needed. All credit card companies have a Fraud department that should be working on this.

  3. I would definitely file a police report and put a credit freeze on both of your credits until this is resolved.  You have the time houses will be cheap for awhile.

  4. He needs to file a police report then write to the creditor and tell them this account was fraud. He has to be prepared to file charges against his ex.

  5. That's identity theft and he needs to report it.  You can go to the FTC's website for more information:

    http://www.ftc.gov/bcp/edu/microsites/id...

  6. maybe he is still seeing his ex and gave her the card

  7. Did he file a police report for credit card fraud? That would probably help expedite forcing the mark off his credit report and send the creditors in the right direction.

Question Stats

Latest activity: earlier.
This question has 7 answers.

BECOME A GUIDE

Share your knowledge and help people by answering questions.
Unanswered Questions