My friend wants to be a home owner in florida but wants to know insurance prices first?

Question

Like Hurricane/flood insurance and stuff.

Answer 1

you can compare the home owners insurance plans at http://www.COMPAREusINSURANCE.com

Answer 2

It really all depends where you are.  I am not sure where people pay $7k for a $150,000 house..maybe Key West.  I work at an agency in the Tampa area and we have wrote policies for people from Gainseville down to Miami and a house around $150K normally pays around 1500-3000 a year for home insurance and flood depends on what flood zone you are in but you can always increase your deductibles and pay between $200-$2000 a year.  You can call 813-655-0910 to get a free quote.

Best of luck.

Answer 3

A way lot.  Seriously, $2500 is way, way low.  If you're within 25 miles of the coast (hard to not be, in FL) and you need $150,000 of homeowners insurance, between the homeowners, wind, and flood, it's probably going to run you closer to $7,000  a year.

But your friend will have to get an actual quote, based on an actual house, before making an offer.

Answer 4

Have her talk to a local agent.  

To put her in touch with a Florida agent about home insurance and the associated costs, fill out this short form:

http://myinsurancequotes.net/home-insura...

Jared Balis

http://www.utahinsurance.org

http://www.healthinsuranceinutah.com

Answer 5

Hey there,

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If you need more information just visit to http://offto.net/insuranceadvisor

good luck

Answer 6

For the best rates, have your friend speak with an insurance broker. A broker works with several companies and can find the best rates. To find a broker in South Florida, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a quote. Good luck!

Answer 7

About 2,500 per year. If you can get it these days. Most of the companys will not take new coverages any more. In 2004 when we were hit with the 4 massive hurricanes, we all got screwed and all of the companys had to go bankrupt. Fl. is great though, but look into it first.