My health ins. is being canceled april3. do you get 30 days grace for this?

Question

My new ins. will not kick in till the 30th.I thought there was a law that you have 30 days.

Answer 1

If it cancels April 3 -- then April 3 would be the last day of coverage.

However, your best bet is to check with your health ins co or HR department to be sure.

Answer 2

No, there's no grace period.  If it's being cancelled April 3rd, then at 12:01am, April 3rd, you have no coverage.  

There's no law.  There's no "free" health insurance for a month - or six - after it gets cancelled. Cancelled means, cancelled.

Answer 3

Most states require a 30 day grace-period.  If your insurance company has sent you a notice that you will no longer have coverage as of April 3rd then that date is the end of your grace period.