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The accident was ruled not my fault.The other driver pulled out of a driveway and I t-boned his car.My explorer was totaled and there was damage to the drivers door.The insurance company claimed that the door damage was pre existing which it wasnt so the GAP insurance did'nt cover it.When I called my insurance company they said there is no way that the door damage was caused by the accident and they were done with it and the claim was closed so I would have to deal with the $1500 due.
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