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my mom has oxford healthplus medicare supplement insurance. we've found many specialists do not accept oxford...she even tried to go to a regular dentist who also didnt accept it. so can we switch out of it and go with something like aetna? is there an enrollement period or can you just do it whenever? also, are medicare supplement insurances that charge you a monthly premium....say, $100....generally better or more widely approved than $0 plans? my main concern is a catastrophic illness in the future and then trying to go to the best doctors only to find out that no one will take oxford.many thanks
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