Question:

My mother believes that if put money in my bank account that we lose our food stamps.

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We get 400$ worth of food stamps.

I got 100$ from a friend, and all of it is going to a bank.

Is she a total ignorant fool? or am I a sufferer of Indonesian anti-information?

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11 ANSWERS


  1. $100 is a very small sum for the government. The limit for savings affecting your wellfare payments is in the $ thousands.

    It is good that you are getting into the habit of saving. Put it in a savings account and watch it grow. But if you do not show respect for your mother, your own children one day, will not show respect for you either. And  how will you like that?.  


  2. Here's what your mother is worrying about: if you HAVE a savings account, the government may, at their discretion, check such accounts periodically to see if you have assets that would exclude you from qualifying for assistance.

    If you develop a pattern of recorded savings, they COULD choose to withhold benefits if you have too much money. Also, YOU are ignorant for bad-mouthing your mother on the internet.

    Of course, if you do end up acquiring some money, you shouldn't GET benefits.

    She's not wrong, for the time being she's just concerned over an amount that's probably too small to get their attention.

  3. "Your Mother is no fool,..does she have to do a monthly income report,...

    i don't think 100.00 will affect the househould,..recieving,..

    food stamps,... by that much,.....however they may hold back 10 percent,...

    of the 400$,....if you are not sure,...and want to save,..so

    she wont have to give a false statement about a bank account,..

    just simply,.. put it in a cashier's check or money order,....

  4. No, the government isn't going to check your bank account.  ignorant fool.

  5. The maximum resources a family on food stamps can have is $2000. This includes money in checking, savings, stocks, bond, etc. Cars and a house that you own and live in doesn't count. She mind find this site helpful http://www.fns.usda.gov/fsp/applicant_re...

    And the money you got from your friend doesn't count as income it counts as a resource and will not affect the amount of food stamps you get. So make sure your mom reports both the money and the account.

  6. I don't think $100 will adversely affect you.

    Go to the USDA website. They have a model which you could put in your particulars, anonymously, and see what this $100 might do to your eligibility.

  7. A Food Assistance family can have up to $2000 in liquid assets. The Food Assistance program is the same in every state with little variation (this is one program the government - USDA wants in place without a bunch of fallderall by the individual states). The worker can ask to verify whether you receive gifts or loans and you may have to verify the account at some point. Stop dissing your mom, she's concerned about your family's well being & getting them fed. Recognize there are alot of people out there who don't know what someone can/can't do on assistance with little real time information.  

  8. Put the money in your bank account will not take away the food stamps

  9. Food Stamps is a federal program and the resource limit is the same for all states.  Resources are limited to $2000 per household ($3000 if household includes someone age 60 or older or disabled) and your bank account would be included in that limit.  Unless your household was really close to the limit, then your $100 won't make a difference.

  10. It all depends! When your mother goes to recertify they will ask for bank statements and they will see that ask you where you got it from and what you used it on!! I would put a portion of it in the bank and the rest store it somewhere safe in ur home! But if your mom isnt up for a recertification in the next 3 months go right ahead and put it in!

  11. All states have different guidelines for how much assets you can have to still qualify for food stamps but I am sure $100 won't hurt you any. In Texas it is $5000 in liquid assets. Check the website for the Department of Health and Human Services in your state.

    To the poster who said they won't check your account, you are wrong. They do ask for bank statements showing deposits and withdrawals or they will not certify or recertify you. They also run credit checks at their own discretion.

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