My mother is going to die in about 2 weeks and i never thought about the funeral , is it to late for insurance

Question

I have been so stressed and worried with school my son and her all the financial issues totally slipped my mind! what do i do and is it too late for life insurance policies? she has cancer and not much time left! please help asap!!

Answer 1

Unfortunately, it is too late.

Answer 2

It's too late to think about that now. Sorry for your circumstances.

Answer 3

Yes, it is too late for a life insurance policy.  If at all possible, it might be beneficial though to visit with the Funeral Home you will want to use.  It is always easier taking care of the arrangements in advance, and sometimes can be done with less expense.

I'm sorry you're family is in this situation and will pray for all of you for comfort and peace.  God bless you.

Answer 4

i would say its too late i sell insurance. what about insurance for you and your son?

Answer 5

No one will issue a policy on her with terminal cancer.

You have to have the life insurance BEFORE you get sick.

Just like you have to have car insurance before you wreck the car.

Decide which funeral home you want to handle the service. See what programs they offer to pay for funerals. You can go ahead and do that now.  

Sorry for what you are going through.  I know it's a very stressful time.

Answer 6

no its no too late i believe so just do it asap

Answer 7

My heart really goes out to you; my father died when I was in college. I'm in the life insurance profession. It's too late. If I or another agent attempted to write a policy on your mother, I would be guilty of some serious ethics violations.    When the dust settles, you should look in to insurance on you and your son.

Answer 8

Unfortunately it is too late.  A guaranteed issue policy needs to be in force for 2-3 years.