My name and social security being used the individual has phone, property and business using my information I

Question

have already informed the credit bureaus filed police report called all the creditor's for their addresse's to send notice's to proof I am the correct and that the person using my information is a fraud. I was getting ready to start my own business when my load turned down because said I already had 7 mortgages I have not own any property since 1986. What legal action should I take any suggestions how I may further go to protect and go after this fraud for using me. By the way all of the loans and credit cards are being pay on time and paid off!

Answer 1

This just sounds so bogus. Sorry. If you are really going thru this issue then you deserve sympathy.

However, I also know if you are going thru this issue as you say, filed a police report and contacted the creditors, you should have been advised what to do. We have a friend whose identity was stolen. I know the local police gave him the information to contact the local Homeland Security office. I know he did this and the Homeland Security is investigating it. They even came to our house as friends of the victim to see if we could identify someone from a set of lineup photos. They think the guilty person is one of those persons and might also be local. We couldn't identify anyone. My point is to tell you there is more you can do. Put a hold on your social security number with the credit reporting agencies, contact Homeland Security. If this is happening to you I think you should already know and have done these things.  

Answer 2

I'd also contact the social security administration.

Answer 3

If the mortgages are being paid on time the police should have a rather simple task of tracking down those responsible.  My guess is that you will find a group of undocumented aliens who can not get SS#s involved.  Otherwise it would not make sense for them to continue to make the payments. Pressure the police to do something.

Answer 4

You must also contact the Federal Trade Commission and the social security administration. FTC and SSA will give you a letter of determination and other documents.  Take the police report and the documents from the FTC and SSA with you when you apply for a loan.  Or even to open any accounts, you should try to get the SSA to give you a new SSN.