My pap smear was abnormal, i have to go back for anouther test im under my dads insurance. he cant know that

Question

I'm having s*x. I'm afraid that when they bill the insurance company he will see i had to go to the gyno multiple times or if i have to get some type of medicine or pills he'll also see it on the insurance bill. is there any way to avoid this?

Answer 1

Your explanation of benefits isn't going to say "this is the price because you're no longer a virgin."  Get the medical care you need and tell him 'girl problems' and he won't suspect a thing.  Don't be secretive about it.  Abnormal pap can be serious.  It's no big deal if treated properly, but having them precludes you from getting insurance until they're normal again.

Just remember 'girl problems...'   Guys aren't that smart.

Answer 2

Assuming you are in the United States, alot depends on your age. I believe at age 16, your health privacy rights are protected by HIPAA (a law protecting your privacy). If you are under age sixteen and having s*x, that could be abuse or rape and a whole set of issues - talk to a school counselor or Planned Parenthood. If you are over sixteen, you need to go see your regular doctor, bill your current insurance, but tell them you have a privacy concern. Next, call your dad's insurance company and ask that your EOBs be sent to your doctor, not your dad. Lastly, your abnormal PAP may be due to an STD called HPV. You are acting as an adult, so you need to take "adult" care of yourself.  

Answer 3

An abnormal pap smear can be very serious to your health...and is probably not related to your being sexually active.  I suggest you talk make another appointment, at that appointment talk with your gyno about what the cause is....because of privacy laws, the gyno can not discuss this with your parents without your consent.  When he tells you that it has nothing to do with being sexually active, and that you do need other medical attention, then you've have nothing to hide from your dad, at which point you can tell him that you have health issues that need resolved.  My other suggestion is, stop having s*x until you find out what's going on!  if you have disease...you could be spreading to your partner!

Answer 4

Call your insurance company and ask them if EOB's (Explanations of Benefits--which is what the insurance sends to show a bill was received) are sent out to the family. They aren't always sent to members automatically-it depends on how your plan is set up in their system, so you might have nothing to worry about if they aren't sending them out at all. Also, they bills are available online too most of the time, so you may want to ask them if there is any way to block out your claims online.

If they tell you that they do send EOB's to your home, you can ask if it's possible to change the address that YOURs go to, and have them sent to a friends house or something.

Answer 5

Your dad finding out about your s*x life is the least of your worries. You could have cancer and you need to know right away so it can be dealt with.

Answer 6

Sure you can go to planned parenthood.  But you'll have to PAY.  Likely, the next step is a second pap, and if that is abnormal too, a biopsy.  Possibly surgery.

That might be harder to hide from your dad.

Answer 7

Medication is pint of service (you pay for it at the pharmacy) so your parents are not sent a bill for those.

Office visits and lab tests are another story, but you should be able to request that the billing department keep the nature of your visits confidential. That being said, an abnormal pap smear (unless you're, like, 13) is not necessarily indicative of sexual activity. It could happen for anyone. You could go to Planned Parenthood, but they are going to want your insurance info as well - it's part of how they are able to provide services. Personally, I would want to follow up with my regular doctor. I also think that if you are mature enough to have s*x, you should be mature enough to tell your parents or at least not be afraid of them finding out.

Answer 8

Just because your pap smear was abnormal does not mean that you are having s*x. There can be multiple reasons for abnormal paps that have nothing to do with sexual activity.

I believe that you can go to your local planned parenthood office to be treated and you can pay there without going through insurance, but you would probably be better off being treated by your regular gyn. Your health is the most important thing, not the fact that your dad might be mad!

Answer 9

Call planned parenthood and ask them.  If not go back to your doctor and explain your concerns..maybe he can work something out but do not ignore the situation.