My partner is going to leave me, I cant afford mortgage on my own!!

Question

We have a 10 month old baby and I have no idea what i am going to do, i have nowhere else to go. I am terrified i am going to end up homeless of i am scared the council put me in a really rough part of town, i would be terrified for me and my baby. Would I get help in paying the mortgage for the house i live in just now? Will my partner have to give us money? He was the main money earner i only work a few hours a week, there is no way i could cope. My months wage wouldnt even cover the mortgage. I would appreciate any suggestions on what to do x*x

Answer 1

as both ur names are on the morgage he would be legally made to pay for at least half the morgage payments

plus u should get child maintenance from him

Answer 2

If I were you I would seek help through my family. Your family will always be there for you no matter what, be it your parents, your grandparents, sister, brother, or whatever. Because your family will love you no matter what, and it sounds like you just need some TLC at the mo. So move out of the house, sell it by all means, and move in with a member of your family for a while. You may feel uncomfortable imposing on them like that but you're going through a tough time and you need some more time on your hands to just sort out a stable job and a good home for you and your baby. Tell them you will only stay for a short while and move out as soon as you can, they'll understand as it's not easy when someone leaves you like that. Maybe even consider moving in with a friend for a short period of time.

Good luck

x

Answer 3

Can't you sell the flat (your share) and rent somewhere cheaper?

Answer 4

if its his child then you can sue for child support which should ease the burden

Answer 5

sounds awful i live in council area and only have problems with one horrible neighbour but you can get that on a private estate as well hes not much of a man leaving you.  get some support go to housing advice their private places to rent and the dhss will pay your rent and go to social services as well let them know of your situation and get all the adive your can cos knowledge if power. i have brought up five kids alone. husband was rotter, dont be afraid trust god but get advice soon.

Answer 6

child support

Answer 7

becuase of your situation you should be able to get legal aid which means you can speak to an advisor for free, though you're ex will have to pay child benefits they cannot make him pay for the mortgage.

I would suggest Finding somewhere to rent which would be much cheaper.

Answer 8

Speak to the citizen's advice bureau as soon as possible, with regard to benefits and child support from your partner, he has a legal obligation to support the child.  

Answer 9

Get a lodger

Answer 10

You need to talk to someone like the CAB who will be able to tell you what financial help you are entitled to. Your partner will have to pay child support and you may get help towards the mortgage. It may also be sensible to sell your current home and move somewhere smaller so you can manage financially. Talk to the CAB first and take it from there. Good luck!

Answer 11

Im sorry this sounds tough!

look many people here will give you rubbish advice. which will get you no where, saying things like Suing your ex etc and all that.!

The main thing to focus on is housing right now!

Regardless of where you get put by the council you have to consider that they have a duty to house you! you have a vulnerable baby and you wont be homeless, but the process may be uncomfortable for now!

You need to get yourself along to the council and ask them about "Housing Related Support", you may have a service near you which will come out to you and help you in any way possible.

Shelter and the Citizens Advice service are your best bet...dont take any notice of those who dont work in this field!

As for the babys father, does he have "parental responsibility rights"? chat to Parentline Plus for support 0808 800 2222 they are great!

Take your time and talk to people they really can help, but thats the first step, talking to people, tell them whats going on!

Good luck x*x