Need Help Please trouble with employer ?

Question

Is an employer obligated by law to provide medical insurance for an employee?

I work in a small eye doctor center and i have been working there for about 1yr and 4months and since i began there they have been promising me insurance but i still don't have noting. In our Employee hand book it does say that as an full time employee i am eligible for health insurance but yt they tell me that they don't have any yet that they are waiting on approval .....

Answer 1

Medical insurance is a benefit, not a legal requirement.  And they aren't legally required to follow their employee handbook and provide it.

Answer 2

An employer is not obligated by law to provide health insurance.  However, you are describing a promise they made to you, a verbal contract, that was part of the terms of your employment.  You should pursue what they promised you.  If there is a delay, perhaps they could compensate you by paying you more money, so that you can buy your own health insurance during this interim period.  

Answer 3

First, your employer does not have to provide insurance. It is a benefit if offered. If your employer already has other employees covered, than yes you need to find out why you can not get on the policy. If they are looking to get approved with a new company and have no current plan, who knows how long that will take. (The owner of the policy will have to pay some upfront money to start it, how loose or tight with money is the boss???) If they have a current plan, you should be able to get on it.

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Answer 4

You have received some good answers above.

It sounds like you may need to find another job that better meets your needs.