Need help choosing insurance policy?

Question

is this a good offer?

Payment Option:

Monthly

Plan: Secure Lite STM

Duration: 6 Months

Deductible: $5000

Co-Insurance: 50%

Initial Cost: $72.33

Monthly Cost: $52.33

Answer 1

Is this going to satisfy the requirements?  I'm guessing not . . .

Answer 2

That's a really high deductible.  Do you have $5,000 in case you need health coverage?  If there are any other options, you should explore those.  The deductible is way too high and the co-insurance is horrible.  That should be illegal.