Need help repairing my credit!!?

Question

Does anyone know any companies that would help me clear my credit with little to no cost. One place charges an upfront fee of 349 and its 300 per month how is that helping me get out of debt? Does anyone know any places that can help thanks.

Answer 1

wow those are high fees. no cost is almost impossible unless a friend or family member will do that for you. my best "real" advice is to get a job or even a part time along with that job to be able to pay off debt. if you can save up enough money for a savings account, do that too as the money there can accumulate through interest over time so you'll have more money in the future. or go through debt settlement companies. i listed some sites i found in the source box to help you out.

Answer 2

Save your money and do it all yourself.

Pull your credit reports. See what is on all three of them. Look at how old your debts are. Look at what negatives you have. Dispute stuff that is blatantly wrong (like multiple reporting on the same debt).

Then you need to consider your own finances. If you are able to pay some of your older unsatisfied debts (especially collection accounts), try disputing them or trying a pay for deletion arrangement with them.

There is more than enough resources available to you on the internet for free.  

Answer 3

www.creditrepairuniverse.net

Learn everything about repairing and/or building credit

all credit repair companies are like lawyers, they milk you for all you have and in the end most dont do the job.

the link will give you some info.

do it yourself.  

Answer 4

those places are always expensive and some are crooks - you won't really save any money and you will lose control of your money-get a 2nd job to help pay off the bills faster

Answer 5

The only legitimate way to get yourself out of debt is to pay your bills.