Need legal advise from a lawyer or car dealer

Question

The dealer where I make my car payments has moved,left only a P.O. Box number & contact number & where to send the payment.I have been trying to call this person for two weeks & always get a voicemail.Gave them my message & phone number to contact me but no reply.I am uncomfortable sending money to a P.O. Box,it could go to somebody else & the person whose suppose to get would say I didn't send the payment.What sould I do to cover my end of the deal so these people won't come & try to get my car for not making a payment.Like I said,I have been calling for two weeks going on three but no one has call back.Legally,what can I do if they try to come and get my car for non-payment?

Answer 1

As long as you are making the payments to the same person, or agency as before, your payments should be secure.  If your payments are somehow deflected, you will have canceled checks to prove that you did, in fact make the payments and you will be sending them to the address specified by the seller.

Answer 2

Send a certified letter to them at that address and request that they contact you for clarification. You need to do this because what happens if you need to contact them for car issues!

Answer 3

They gave you a place to send the payment, so send it.  You will be delinquent in your payments and your vehicle subject to repossession if you do not.

If you have not paid for it, they can legally repossess it.

Answer 4

i'm not a layer...but i don't like mailing payments the way you say you are...i would probably let one go late and see where the late notice came from and deal with that..if you pay it off who's going to give you the title

Answer 5

Checks get cashed and you either get a printout or the cancelled check. This is your proof you paid the amount owed. If someone else is obtaining mail from the PO Box, it is the dealers problem.

Answer 6

I'm not a lawyer or a car dealer, but...

Usually there's a state board of some kind that keeps car dealers in check.  Try a Google search for your state.  If you find the board, contact them to see if the car dealer left any information with them.

You could also send your payment by Certified Mail with Return Receipt, so that the person who receives it has to sign for it, and you'll get the card with their signature in the mail.  That way you can prove that you sent it and prove that someone signed for it.

Good luck.

Answer 7

I just HAD to see what sort of situation called for legal advice from a lawyer OR a car dealer!!!

I have no idea, but you can always send the payments and then watch your bank account closely. When the check clears, check the endorsement on the back and make sure the payment went to the right company. If not, tell your bank and they will credit you back.

Answer 8

From a lawyer.  If you don't make the payments to the P.O. Box that the dealer gave you they can repo the car if you are one day late.  Grace periods don't actually give you extra time if the car dealer decides to take the car.  Grace periods are there just so they can collect past due fees if they choose.  Make the payments by check, made out the same way you made them out prior to the address change.  Your cancelled check is your proof that you paid the notes.  You cannot void the deal just because they moved and gave you a P.O. Box.  However, go ahead and make the payment and send them a certified letter telling them that you need a written promise that they will remove their lien off your title when you pay off the vehicle.  Keep a copy.

Answer 9

call the post office and find out if you can get someone to sign for the payment..even tho its going to a PO box, you can require a signature..at least you will have proof that someone is receiving your car payments