Need mortgage co. to finance me after bankruptcy discharge 7 mo. ago. I didnt file on a house loan just cards.

Question

I had good credit and still pay on time for my truck payment and other bills but i want to buy an inexpensive home. I worked for the same company for 17 years and have a profit sharing and 401k but am having trouble getting financing. Most companies say wait 2 or so years but I would like a home now. Any reputable companies out there that will take me on?

Answer 1

There are no legitimate mortgage company's that will lend you money in this market.  You will HAVE TO WAIT a minimum of 2 years before you can buy a home and then you might end up paying a higher interest rate due to your past credit.