Needing Short-term disabilty insurance?

Question

My husband and I are planning on having one more child in a year or so and I am looking for short-term disabilty insurance, b/c my work does not have it. Anybody know a good insurance??

Answer 1

You are covered by State Disability if you work.  Go online and research your State's Disability program.

Answer 2

Brian W is right, except he forgot Puerto Rico.

I know it is not a state, but a territory.  However, they do offer benefits that are defined as 'state sponsored' in case you live there.  

Answer 3

I would check with a local agent or broker in your town. The companies I usually recommend are The Hartford, UNUM, MetLife, and Prudential. You might also try AFLAC.. just be prepared for their agent to try and sell you a ton of other supplemental plans.

As for the above answer.. there are only 5 states in the US that have state sponsored DI.. California, Hawaii, New Jersey, New York, and Rhode Island.