Needle picks up bobbin thread but then thread gets...

Question

The model number I have is 3205FA. I am new to the use of sewing machines but I have installed the bobbin exactly as described in the manual. I can get the needle to pick up the bobbin thread, but then the thread won't come out any further and seems to get stuck. When I look underneath, the thread seems to be underneath the bobbin case and wrapped around the underside of the case...is that normal? And what could I be doing wrong?