Several weeks ago I dislocated my thumb and was forced to go to the ER. I have no insurance. My friend drove me, so there was no ambulance involved.
They gave me some ice, took XRAYS, the doc then pulled the thumb back into place with no anesthesia, they took some more XRAYS to see if there was a fracture or break which there wasn't. They then set it in a splint and sent me on my way. Its now almost back to normal.
These folks did a great job but the bill came to almost $1300. $70 of that was from an outside contractor who's job it is to read the XRAYS.
They have a payment plan but to me $1300 is too much. I'd like to know how much they would get if I actually had insurance. If I knew they would only get $500 I'd then go to them with that info to try and negotiate.
I was checking my credit report for something else the other day and see they've already put an inquiry on it.
Any advice from folks with actual experience is most appreciated.
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