New Jersey: a storm caused a tree to fall and total my car. Does the state/city aid natural disaster damage?

Question

I had to pay out of my pocket to repair the car. I use it to get to work. I have insurance but my own insurance doesn't cover natural disasters. Does anyone know of the State helps out with natural disaster damages? I'm in Trenton, New Jersey and I recall that they might help, but I don't know if they will for car damage.

Answer 1

I am in NJ depending on the comp it may not cover acts of god which a tree branch falling is an act of god. comp covers animails glass fire theft vandilism where i AM FROM IN Jersey. And no there is no disaster relif fund.

Answer 2

I don't know if New Jersey is THAT different, but every state that I know of would cover this under COMPREHENSIVE coverage.  If you do not have this coverage than that is a different story.

Since this IS something that would be covered through personal auto insurance, I can't imagine that there is a government agency that does it for *free*.

***EDIT***

I just did a quick check online and comprehensive coverage IS offered in NJ.  This covers damages related to ...theft, flying debris, flood, lightning, explosion, windstorm!!, and others.  I would call your agent to verify because it is not a true statement that natural disasters are not covered by insurance.  Granted since COMP is an optional coverage, you may have elected to opt out of it.