Now that my husband has decided after 20 years he no longer wants to be married.?

Question

I have 30,000 dollars in credit card debt, all in my name, I know but I was married to him for 20 years. My lawyer says in this state it is my debt since they are all in my name. I can not pay all of this debt without his help, what am I to do?

Answer 1

If you are positive the debt is your sole responsibility then meet with a financial advisor, preferrably from your bank so you don't have to pay for the service. Together you can both come up with a plan for you to pay this off. Of course you will need to be employed if you do not have the otherwise means to pay it off. .......If he is honorable, he will help to pay it off, if not, he's a total cad and you are so better off without him. Stay focused and don't panic, just concentrate on what you can do in the moment to get through this because you will get through it.  

Answer 2

I don't know what to tell you! In CA, everything is split, doesn't matter whose name is on what.

I guess all you can do is file bankruptcy and start over. I'm sorry you're having to deal with all of this too.

Answer 3

I'd be in jail right now for killing him

Answer 4

Lottery! $1

Answer 5

Twenty years and he just up and decides that?

In the meantime I'd look into a consolidation loan. that's your best bet.

Answer 6

bang him for alamony.  It's a way to get some $$ out of him.  Men like him, MAKES ME SICK

Answer 7

If your state isn't a community property state, then he won't automatically get half of all the debt. If you can prove some of the things charged were for him or for the household in general, it may help you out. Just because he's not automatically required to be responsible for half the debt, doesn't mean you can't request he pay a portion of it.

However if all of it was personal things for you, then the judge may not feel it's any of your soon-to-be-ex-husband's responsibility.

Answer 8

That sucks, in most states that would be joint debt.  Regardless you can still show it as dept and hope that it is off set with other stuff in the divorce settlement.  If not your best hope is to file for bankruptcy after the divorce.

Answer 9

Terms of agreement to the divorce....

joint consolidation loan both share responcibility or

each take a loan for half??