Now that same s*x marriages are legal.......?

Question

Many insurance companies will provide insurance coverage to g*y couples... even co-habitating g*y couples but not co-habitating hetero-sexual couples........what's up with that?

Answer 1

There are insurance companies that offer benefits to co-habiting straight couples, at least for long term care.  It's up to each insurance company what they want to cover and what they do not, as long as they don't break the law.  Now that the laws have changed in some states, I expect the benefits will change in those states, but there is an administrative cost to these changes so it will take a while.

Remember only a few states recognize same-s*x unions, and there is still the issue of states not recognizing legal ceremonies performed in other states.  (Imagine getting married in Wisconsin, but when you move to Oregon you are suddenly unmarried.)

Answer 2

It's my understanding that if an insurance company (or employer's group coverage) wants to cover whatever couple-married or not, they may. It's a choice.

I don't think there are going to be many insurance companies that will offer or do now offer coverage to co-habitating g*y couples--the kicker is that now in the eyes of the law, if it is legal for them to wed, they should be afforded healthcare, just like any other married couple.

I'm sure I will get many thumbs down for this, but I think it is fair--I just don't think it should be called marriage.

Answer 3

Us hetero couples don't have Straight Pride Parades.

Answer 4

Why you are over-concerned with insurance companies? basically insurance is about a single person's health and not the way he lives. It is each person's health & habit that matters. As far as the beneficiary is concerned, if the marriare is legal, one can nominate their partner otherwise one has the right to nominate anyone (pets prohibited)

Answer 5

Most states don't recognize a same s*x marriage.