One-way Insurance HELP?

Question

What if I have one-way Insurance, and my friend hit my car?

what will happen if I do Insurance on him?

Will I receive any money for the damage? will my insurance rate go up?

Answer 1

Okay, I think you're trying to say you have liability coverage only and by "doing" insurance you mean file a claim.

If your friend was at-fault for the accident, his insurance should pay for your damages. Typically, your insurance rate does not go up, for not-at-fault accidents. Call your friends insurance company and get the claim going.