Pay pal account help please ?

Question

hi i made a pay pal account and i added a bank account.. so can i pay and buy things on ebay without adding fund on my pay pal account ?.. i already bought two things and paid them (echeaque) what is (echeaque) ?

Answer 1

NEVER ACCEPT ECHEQUES FROM AN UNCONFIRMED ADDRESS - if you do, and they reverse the transaction, you are NOT protected by Paypal

Answer 2

E-Cheaque is an electronic check. In other words you are issuing a check to the merchant without physically sending a paper check. The spelling of #-cheaque is from another country.



Here's the procedure on how an electronic check is processed.

1. A customer initiates an electronic check transaction, with authorization to charge their bank account, via Web form or mail order/telephone order.

2. Once the transaction is submitted, order and payment information is securely transmitted via the Internet to the Authorize.Net Payment Gateway. The transaction is accepted or rejected based on initial data validation and security criteria defined by the payment gateway.

3. If accepted, Authorize.Net formats the transaction information and sends it as an ACH transaction to its bank (the ODFI) with the rest of the electronic check transactions received that day.

4. The ODFI passes the transaction information to the ACH Network for settlement.

5. The ACH Network uses the bank account information provided with the transaction to determine the bank that holds the customer’s account (the RDFI).

6. The ACH Network instructs the RDFI to charge or refund the customer’s account (the customer is the Receiver).

7. The RDFI passes funds from the customer’s account to the ACH Network. The RDFI also notifies the ACH Network of any returns (in the event that funds for a transaction could not be collected from the customer’s bank account) or charge backs (in the event that a customer disputes a purchase).

In the event of a returned transaction, Authorize.Net will post the return to the merchant.

6. The ACH Network relays the funds for the transaction to the ODFI (Authorize.Net’s bank).

7. The ODFI passes any returns to Authorize.Net

8. After the holding period, Authorize.Net initiates a separate ACH transaction to deposit eCheck.Net funds to the merchant’s bank account.

Answer 3

It sounds as if you really mean E-Check which is an electronic check.  That means you have given electronic authorization to electronically withdraw the funds for a purchase from your checking account in the amount specified.   The impact on your checking account is identical to that of the traditional handwritten check with signature, except it is nearly an instantaneous transaction

Answer 4

talk to e-bay and other users about it.