People born poor stay poor? What can I do to avoid it?

Question

I'm 20yrs old. I really want to change my "destiny" I don't want to be poor forever that's why I don't get married to my boyfriend (5yrs together) I don't have s*x (to avoid unwanted children) and I am going to college to get my bachelors degree and then my master's. I am getting old! I'm already 20yrs old and I am in the same spot! am I destined to be poor forever? How can I change it? What else can I do? My parents are very hardworking but they never went to college because they made the BIGGEST MISTAKE of getting married and having children...I DON'T WANT THAT. What else can i do to become successful and have money?

Answer 1

spend money wisely

don't worry about money excessively just be happy and enjoy life

Answer 2

Just concentrate on being successful, the money will take care of itself

Answer 3

education

Answer 4

You're on the right track. The best ticket out of a poor background is education. 20 isn't old. Get your degrees then get a good career going. Don't have kids yet. Do have s*x though (use decent birth control!) - people who have s*x are happier and healthier. Marriage is good for long term prospects as long as it's to the right person.

Answer 5

Make friends with people you want to be like. The more your with them, you begin to emulate them in every way. Once you have changed your habits and thought patterns, you will find your way.

Answer 6

your narration of events touched my heart. see, no one born as poor or rich.  They born to a parents on their way of life.  Be a rich or poor.. child is a child.  infant is an infant.  They doesn't know the cadre of rich or poor.  ok.. your words show much aversion in life.  This is too bad.  Awake, arose,  you can.  Can't your heard someone says.. ''until yesterday he is poor and now he is rich''..how it is possible?  Efforts..efforts..  please see,  all are getting old day by day and you one among them.  so, don't feel much.  There are many ways to come forward.  Employment opportunities are there.  self employment opportunities are also there.  we know your power.  you are rich by knowledge.  Try, discuss, consult, with others on opportunities.  Efforts never failed.  Don't find mistakes on others.  Apply for further study in the need by corres..  at the same time utilise your knowledge by getting ideas from other fields.  see some successful men,  nothing wrong in meeting them and getting ideas.  If you sit in the corner thinking..nothing can be achieved.  comeon..go..see.. i am seeing you as a successful woman in  future.  Have you not heard successful stories?  opportunity is waiting.  wish you good luck.

Answer 7

Don't listen to people who talk about the value of working hard.  Poor people already know about that- contrary to popular belief, people aren't poor because they are lazy.

Yes, you need an education, but it used to be the case that a college degree would pretty much ensure you a good job.  Now all it ensures is that you will still have to work hard AND you will have debts to pay off for the privelege of doing it.  So you need something more.  What?

You could use a mentor- a guide, someone to teach you the ropes.  How to choose the right colkege, the right major, how to spend your money, how to look for a job, etc.  This might not be one person- you might need several, but try to attach yourself to older, wiser, more accomplished people who can give you the right advice.  To get them to take you seriously, you will have to impress them.  You will have to learn to act and come across not as an average twenty year old, but as a twenty year old who is more mature, more worldly, wiser.  Don't be a smart alec, acting like you know everything. Don't take your cues from your peers.  Take them from your betters.

Don't talk like you come from the streets or the hills.  Don't dress that way either.  Don't smoke (You might think its cool.  Professional people think its low class).  If you get a college degree, you should be familiar with more than pop culture.  Read classic books, not pulpy trash.  Inform yourself with quality news sources- read the New York Times daily.  Listen to NPR.  Don't waste your time with garbage, like Rush Limbaug or Fox News.  When you get your hair done, don't read gossipy trash like People- read US News, Newsweek or Time.  Familiarize yourself with the world map.  That way you wont look like an ignoramous when someone talks about places you've never been to.  At least you will have heard of them.

Get some class- know how to read a menu at a fancy restaurant. (You can find them online).  Know how to pronounce foreign words and phrases.  Know how to correctly set a table and use correct table manners (not necessarily the ones your mother taught you).  Be a better listener than a talker, but be confident in social situations, even when you are a bit intimidated.  Don't be negative or try to show off.  Familiarize yourself with jazz and classical music.  Go to museums (many have free or discount days) and libraries.  Watch classic films, not the junk that's popular among twenty-somethings.  Study another language.

Choose a career that you want to work hard at, not one that you think will earn you the most money.  A good career that you like and are willing to work hard in will motivate you to excell, and you won't have to worry about being poor.

Don't waste your money on fancy cars or "the latest" fashion craze.  Save your money.  Invest it when you have it.  Get interested in saving for your retirement (the earlier you do this the better- don't wait until you think you have enough money to start thinking about it).  Learn about it earlier and start, little by little as soon as you can.  This will help you develop financial sense.  Do some research on Roth IRAs.  Open one.  Contribute to it.  Look up the info at Fidelity.com or some other discount broker.  You'll be glad you did.

Mostly poor people are held back from the middle or upper class because they are culturally unfamiliar with the way they think and act.   Their speech is different, their consumption habits are different, their worldviews are different, and their values are different.  The biggest obstacle in rising up the class structure is assimilating and adapting to a new set of cultural ideas, attitudes and behaviors that you are unfamiliar with.  Case in point:  Education.  Working class parents send their kids to college to get more money, like its some magical ritual.  Middle class parents send their kids off to learn as much as they can.  They will encourage their children to study foreign language or travel abroad and major in literature or philosophy or art.  Working class parents wont because they don't see any value in it because it doesn't lead directly to a better paycheck.  But the kids who do best in interviews or gain important contacts to find jobs are the ones who have followed the middle class course, not the blue collar course.

Good luck.

Answer 8

try to discover new things, make an invention, or write a book.

Answer 9

Save money and make intelligent decisions, and when an opportunity arises, take it.

Answer 10

Just continue your education. Work hard and stay focused. You are still young just always have a good work ethic and stay motivated. Set realistic goals for yourself long term and and short term. Always have faith in yourself and you will do just fine.

Answer 11

I think you need to look carefully about what you are saying here - you say that your parents made a big mistake of getting married and having children - but you are one of them - why is it a mistake.  Pleople can get rich even when they have kids.  You have a boyfriend but you don't want s*x - maybe he wont be happy about this in 12 months time.

You need to think carefully about what you want from life and set some goals - not just in terms of finance, in terms of the kind of work you want, friendships, spiritual development etc.

Set yoursepf some achieveable goals and then work out what you have to do to reach the goals.  It won't be much fun sat at home on your own with a big pot of money, doing notihing but count it and try to work out how you are going to make more.

You are very young.  Go to college and take things a step at a time.  Learn about businesses and the skills you need to run your own business, then look at how you can make money using your knowledge and skills.  You may not need a degree or a masters - they are qualifications but they do not guarantee money.

In the meantime why not do some research on the internet.  Write your own blog, become an affiliate, use adwords.  Have a look at the Thirty Day Challenge - it will give you a great insight into testing markets on the internet.

Make plans for what you want out of your life - don't be blinkered by money.

Answer 12

acually i have always heard that if you are born poor you later become rich. thats how some celebraties were.

Answer 13

Read the book, "Rich Dad, Poor Dad".  That says SO much about this exact question.  It sounds like it would change your life.

Answer 14

First.  Get all the education you can becasue this will affect your bottom line directly every year.  For each year of education you stand to make another 30 grand over someone without it.

Many people stay poor because they make poor choices and waste money.  I know a guy who worked as a warehouse stockman and he became a millionaire because he just saved his money.

Answer 15

go to school

Answer 16

To be honest.. MOST Poor ppl are only poor because they want to be. All you need to do is use your imagination and be a HARD worker. I know many ppl that live on the fence of poor,but they do nothing about it.Im telling you,you need to WORK,dont just sit around and wait for ppl to hand you the silver spoon,you need to be a go getter and make it happen.

Answer 17

FIRST of all, YOU ARE NOT OLD!!  20yrs is not along time.  you cant even go into a bar and drink legally.  so calm down.  its sounds like youre doing all the right things to be successful so what are you so worried about?  if you really feel that money is what is gonna make you happy and content in life then play the freegin Lotto or start working at a job with high income potential.  stop being so dramatic

Answer 18

Spend every dime you have on the lottery.

Answer 19

Get a good job.

Answer 20

If you can afford to go to university I don't see how you can possibly be poor forever.

Answer 21

Google: Arturo Moreno

no one has to remain poor.

Answer 22

you have to work ur azz off to get what you want.....ur parents might not be "rich" but they brought you up and worked there azz off  and ur still here so they musient have done too bad

Answer 23

your doing every thing right that's a great start, so just star in college and study hard, and life is what you make it, my dad died when i was 8 my mother became an alcoholic, i became an accountant, my brother a teacher and my other brother has his own business, so keep your faith and everything will work out for you in the end, keep working hard, good luck and best wishes

Answer 24

I think your boyfriend must be pretty special if you've been with him for 5 years and you haven't had s*x with him.

Marry your boyfriend and live happily ever after even though you are poor.

Answer 25

sounds like your doing it..

Answer 26

You need to continue on your current path....finish school.  From there doors of opportunity will open up for you.  Don't get frustrated after all you are only 20.  You are doing a great job keep up the good work.............

Answer 27

Hard work and arming yourself with a solid education are fundamental steps.

Answer 28

one your who you make you. Just cause your born poor your not gonna be poor. You can get married and still go to collage, just hold off on the children. When you get your degree mave somewhere else if you don't want to be in the same spot beofre you marry your b/f be sure he's ready to mave if that what you want and he'll survive with not having children. by the way your not old till you hit 40

Answer 29

Just by "wanting it" it is possible. Along with the desire you need to continue doing everything you are already doing. Study hard in college, get good grades, and know "where" you want to go. By being hard-working, your parents have already set the example. Hard-work, determination, and desire (and  patience) will take you where you want to go.

You are still very young so don't fret about that.  Concentrate on the things that you can control - grades, not having children yet, etc.

The suggestions of reading "Rich Dad, Poor Dad" and "hanging" with those you'd like to emulate are all good.  What this basically means is in addition to college, you need to work on personal development. Contact me & I can you you an extensive list of books to read.

I grew up exceeding poor my father had a stoke when I was 6 years old and was permanently disabled after that and couldn't work.  Then when I was 14, he died of cancer. In addition to earning scholarships to go to college, I worked 2 to 3 jobs, while attending college full-time, and put in 40 hours of work a week to pay for college.  It wasn't easy but it was definitely worth it.  I was the first generation in my family to go to college.

I haven't been poor in a very long time.  I now have my own business (multiple ones in fact) and so does my husband.  All things are possible.

Last but certainly not least, I believe in always "giving back".  Give to others - whether it's time or money (remember there is always some one less fortunate than yourself).  Even in college, I found ways to help others.  Believe me you'll be rewarded a hundredfold!

Please feel free to email me anytime!

Answer 30

in my opinion

There are 4 types of Rich of people

1.rich people who were born with a silver spoon

2.rich people who use their brains to go all the way to the top

3.rich people who use their talents and skills.

4.rich people who do illegal stuff.

so you have to choose which of these types you wanna do to reach your goal... but obviously you cant choose number 1

Answer 31

Keep working hard just like you are doing now. Don't lose sight of your goals.

I grew up very poor. I didn't get married until I completed college and had a decent job. It has been uphill since then. I continue to work hard and now make a very comfortable living. It doesn't happen overight, especially when you are doing it all on your own.