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People with flood emergency policies pay approximately what percent of the total actuarially cost to innsure ?

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yes federal flood insurance

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  1. Are you referring to federal flood insurance?


  2. About 20%, is my guestimate.  See, the problem with the insurance isn't the actual rate/loss to one house.  It's the fact that very rarely, is only one house AFFECTED.  

    It's one of those mass losses that would make an insurance company bankrupt, like nuclear radiation and war.
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