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i was in a car accident and injured my neck and back i will need surgery for lower back but am waiting the insurance company have admitted liability and are paying for treatments including all medical bills meds and tens unit i have a lawyer but not sureif they are good 2 weeks ago i had a medico legal appointment with the insurance company for phsichiatric assesment and have 1 more appointment with a neurosurgeon in 2 months also from the insurance my lawyer has made me 2 appointments also in 2 months now the first assesment i went to from the insurers side assesed me but have not let out the information to my lawyer and a few days ago i get a call from lawyer saying that the insurance company want to make an offer and also they have closed my case with my occupational therapist also weird could i have been given a high wpi score for them to want settle early or is this normal for them to do i havent ever heard that they settle before being seen by all medico legal doctors and my lawyer hasnt even approached them with a sum that i deserve she wants to wait for me to be assesed by her medico legal doctors any one have a clue could this be a big win for me and their scared they are going to have to pay me a big sum or what do you think please let me know i have permanent injuries i see a phichologist on a weekly basis where the insurance company is also paying for and will need surgery to my lower back but am waiting and depression is severe and i am really scared to drive have 4 young children who are affected from this accident and need alot of help from family with cooking cleaning so on this is a legitamate case because this is my second accident the first one i had was a 3 car collision 9 years ago i got hurt but recovered i didnt even file a claim because i was fine i am a fitness fanatic but getting severely hurt with my second accident has left me with my legs giving way nerves are hitting my spine and neck is protruding also with weekness burning and severe pain pins and needles and painnnnnnnn the doctor wants to have surgery but am too scared to do it but also cant live like this so an answer to my question is do the insurance companys make an offer before being seen by all medico legal doctors because by them approaching my lawyer to make a settlement is really out of the blue thanks
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