Pet Insurance worth it?

Question

He hasn't been "professionaly" diagnoised yet...my friend who is in vet school (and works as a vet tech) told me that's the problem and that I should look into Pet INsurance asap

Answer 1

Mary j Is right they will not cover any pre existing conditions. Do you know what the pet is allergic too. Did you try an allergen free food? it is the cheapest way of ruling out allergies but you have to try it for 3 weeks and the food is not cheap.

good luck

Answer 2

Most pet health insurance will not cover a preexisting condition so for you not worth it as they would not cover the allergy shots.

ETA Pet insurance is not a good idea anyway, they hate to pay out  and refuse most claims. Having a saving account is the best way to go as you will pay more in premiums than you will ever have paid for the vet visits in the first place. Read the article in Readers digest about pet insurance and you will never buy it. Not telling them about what you believe your dog has is not good because if they prove you knew they can get you for fraud.

Answer 3

We have seven dogs and all of them are insured.  it is definitely a must for all caring dog owners.  What i always say is "You wouldn't have a car and not insure it"  With insurance you have peace of mind that no matter what happens you will never have to say "Sorry i can't afford that much".

Our first dog had a routine biopsy and when the vet took the biopsy he caught peritonitis and the vet bill was 6,400.00 GBP.  

We have found MORE THAN pet insurance to be exceptional.

Answer 4

Pet insurance was worth it for me. I learnt in the past the hard way of not having it and had to fork out a lot of money on my Cocker Spaniel when he needed knee surgery. If I had pet insurance it would of helped cut costs down. I have pet insurance now on my Beagle and glad I did. He had a lump on his paw that needed to be removed and it cost me $900 but the pet insurance I had payed me back $800. If you are seriously interested in getting pet insurance then shop around and compare. See what each one offers and what you need and don't need. Many have a list of what they offer and price per month online.