Points on a driving license...?

Question

If I drive another persons van but am named on their insurance, what happens if I have an accident......will it just affect their no-claims bonus or will mine on my own vehicle be affected. If I get points on my license how much would my own insurance premium go up (on average)..?

Answer 1

It will affect you as driver AND the Policyholder. You are obliged to tell your own insurance company of ANY accidents within a set period of time ( usually 5 years) failure to do will mean you have made a false declaration to obtain Insurance, that is  an offence for which you could appear in a Court

Answer 2

It will all depend on who caused the accident, won't it.!!

Answer 3

i forgot to tell them and now 4 years later i had to pay 127 pnds cos i had 3 pnts.61pnd  1st yr 31pnd scnd yr 16 pnd 3rd yr and abt 15 pnd this yr. if u pay monthly its not that bad

Answer 4

It will affect both, you as well as the other person.