Pregnant: no insurance?

Question

i just found out that i'm pregnant. it was a surprise. i don't have insurance. what can i do? i am over qualified for medicaid, barely. my husband is a police officer. to give birth at the hospital it will cost $7180. i called maternity card but they are very expensive and my doctor already said he doesn't deal with them. does anyone have any solutions? i really need an answer. thanks!

Additional Details

just because my baby is a surprise doesn't mean it's not wanted. an abortion is never an option. it's too late to get insurance because pregnancy is a pre existing condition. i'll try medicaid again. i know i'm not an illegal alien but surely being an american citizen i should be entitled to something.

Answer 1

I'm in the same boat as you  . I have insurance but not covered for pregnancy , So glad you did not get suckered into Maturnity Card like I did :( my Dr. and Hospital do not honor it even though MC said they did . I as well do not qualify for medicaid . Did you talk to your hospital , because if you call out patient registration they have several " Special Delivery Packages " . I am paying upfront and will save me 40% than doing a payment plan .  Believe I totally understand what you are going through my pregnancy was a surprise also , a great one though :) . Hang in there and things will work out for you :)

Answer 2

I would go down to DES ( Dept. of Economic Security) and ask them to help you apply for health insurance. I don't know where you live but in AZ I think they will help you apply for AHCCCS coverage. http://www.azahcccs.gov/site/

Also here's a link I found other discount programs.

http://www.americanpregnancy.org/plannin...

Maternity Advantage™ is a discount health program that can save you up to 60% on doctor’s visits, lab work, sonograms, your hospital stay and much more. Maternity Advantage is not insurance but it works with a National Preferred Provider Maternity Network. For a low monthly fee, Maternity Advantage can provide you with a comprehensive maternity plan. You can receive these benefits even after you have found out that you are pregnant. You can request FREE information by filling out this form: Request Free Information. Or you can call them toll-free at [phone].

AmeriPlan is a discount plan that is currently available in all states except Alaska. AmeriPlan saves people up to 50% and more on their health care services. Benefits include physician, hospital, and ancillary services (i.e. lab work, tests, x-rays). Since AmeriPlan is not insurance, all pre-existing conditions are covered (except orthodontic treatment in progress), there are no deductibles, no waiting period, no claim forms and no annual limits. For more information on this discount program you can go to AmeriPlan. Or you can call them toll-free at [phone].

Contact your hospital - they should be able to help you or direct you to the right person.

Answer 3

cant you be covered under your husband's benefits?

surely as a police officer he must have benefits