Question about Philippine insurance.?

Question

If you invest one hundred thousand pesos in a typical Filipino insurance and the money remains untouchable for five years, how much would you get after five years?

Answer 1

The agent who is proposing such a product will be able to give you a computer printout that projects the value of your investment. The proposal will give you the terms of the offer. You don't mention whether this investment is an annuity or a life insurance contract. That will affect the value. You also don't mention the projected interest rate. Is the rate to be fixed? Or is the rate to follow an index?

If you do not know the answers do not make this "investment"