Question:

Question about Scion Tc insurance?

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So I figured it couldn't hurt to ask about the insurance on a Scion Tc.

I'm 16 and looking into getting a scion as my first car. My family and I have state farm insurance, and I would co-sign with them. It would be a used scion with about under 50000 miles and probably a year 2006 or 2005. I live in new york if it helps and am a new driver, no tickets or points.

So I was just basically wondering how much other people pay a month or year for a scion tc, their age, the year of their car, and the state they live in.

Also and more importantly is a scion tc considered a sports car, or is it under sports car insurance. If it is how much extra monthly is that.

I would also be eligible for a steer clear program reduction, good grades reduction, and the reduction for taking drivers ed if anyone has any idea how much that would save.

Thanks for anyone who can help!

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8 ANSWERS


  1. You cannot co-sign until you are 18.  It is a sports car too but insurance is o more high then with others.  being 16 and a female and I don't know why you will pay at least 125.00 a month if you took drivers ed and that is low estimate.  especially because you will be driving your parents car and be listed as a driver only.Stae farm is about 140-180 a month depending what you get. Check progressive or your parents actually hve to.  You have to be 18 to sign a legal contract.




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  3. No matter what car you end up buying insurance will be expensive for a 16 year old new driver.  

    You will get the best rate if you get put on your parent policy as a part time driver.

  4. u can get cheapest insurance from AAA $60 a month but i don't think they gonna cover u from anything but u can show police that u have actual insurance drive.

  5. The TC does not fall under the sports car catagory. I have a 2008 limited edition tc and am a 20 year old male. i have a clear license and live in new york. i pay 1,050 every six months. i get a discount for full time student, good grades, drivers ed and defensive driving.  

  6. Unfortunately, the Scion tC is on the top 10 list of most expensive cars to insure.

    It is 2nd most expensive to be exact.

    More expensive than sports cars like Nissan 350z and Honda S2000.

    The reason is that most of their buyers are first time drivers or under the age of 25.

    So lots of accidents happen. The accident rates with the Scion tC's are very high, so the insurance adds to the cost.

    Plus, 2 door cars already have higher insurance than 4 door cars.

    It is not considered a sports car, but is more expensive than sports car insurance. If it was considered a sportscar, it would be one of the slowest sports cars in the world.

  7. im 16 and my state farm insurance with my parents is 230 per month on an 09 tc.  

  8. I have an 05 scion tc and i pay $150 a month but i got points and tickets so it should be cheaper for you.

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