Question about auto accidents and speeding tickets?

Question

Ok, so I've been driving almost 10 years. I had a perfect driving record up until about 3 years ago. I've had the same insurance with the same company the whole time.. So..About 2 weeks ago, I was involved in a bad accident that totalled my car. They have yet to determine fault. I know it was her fault, but the situation is sticky.. cause she could easily lie and that would make this a long drawn out thing. I'm praying I'm not at fault, but I'm kinda thinking the worst.

Well.. my history.. almost 3 years ago.. I was involved in an accident where I was at-fault.. the girl in front of me slammed on the brakes and I hit her, but since i was in back it was my fault. then a 2nd accident Nov, 06 was ruled not my fault. My insurance has not been affected much, if at all. I did lose the no accident discount. then tonight i got my 1st speeding ticket, what luck huh? I'm just scared for my insurance and what to expect if the accident is ruled my fault. would love advice/stories/help

Answer 1

Filing auto accident insurance claims is quite tedious. But to get your compensation for the accident, it is a necessary procedure - so you might as well go about it in the fool-proof manner described here.Uncertainty finds an innate part in human life. Being human being, we are never aware of crisis caused by occurrence like accident<!--What we can do is to make ourself be prepared to face the worse in the way that it has minimum effect upon us.Accident Insurance is one such way helping us to act as comforting hand when we suffer from misfortunate happening of accident.Whether you are travelling a long way or just to your next market place, the probability to meet up with an accident remains same. Besides, car accident, air crashes and rail accidents have become news of everyday. You may get your answer in the below website.

http://bestcarinsurance.awardspace.com/

And, if you ever fall prey to such accident, having an insurance helps you alleviating the financial burden during such tragic moments. People who are still unaware of what Accident Insurance is, they can understand in simple term that by availing the insurance facility, you are paid a certain amount of money by insurance company as compensation-->Generally,the insurance covers mishaps like organ loss like hands, eyes and legs, death in air, rail and car accident. The principal sum paid to a family ranges from $25,000 to $1,00,000. But you are excluded from being paid the amount if accidents persists due to drunken driving and trying risky sports like bungee jumping, car racing, skiing, scuba diving, etc.

Answer 2

Just wait till the insurance figures out who is at fault and from what you are saying you have nothing to worry about, 10 years and really only one accident so far, you will be fine........

Answer 3

You might be able to get the ticket off your record through traffic school or probation before judgment, depending on your state. The accident - I don't know. Obviously it depends whether you're at fault. Some insurance companies will forgive one accident for their long term customers, but if they get another within 3 years both go on their record.

I know that in California if you had 2 at-fault accidents and one ticket all within a 3 year period you'd be 1 point away from losing your license.