Question about credit report?

Question

When you go to the website and get your credit report, does it have your credit score listed somewhere? I never could locate it on my one last year. Also, do lenders look more at the score or the content of the report?

Answer 1

Credit score is extra but you shouldn't really worry about credit score because your score will be different from each of the 3 credit bureaus. Lenders look more at your credit report than your score because your report is more detailed. Your credit report determines if you will get the loan or not. Your score determines what interest rate you will pay. http://www.badcreditfixup.com/credit-sco...

Answer 2

Usually you have to pay extra to get the score along with the report.  I would say that it depends on the lender on what they use for a decision, if they go by score alone, or if they look at what the report says.

Answer 3

You have to pay extra for your score.  Most companies look at the score alone, but some want the comprehensive report so it just depends on the situation.

Answer 4

There are three main companies that monitor your credit. Any web site your going to is a middle man