Question about how long you must have home owners insurance for?

Question

I'm interested in renting out my condo during the Democratic National Convention (I live in Denver). However, my condo insurance does not cover damages caused by renter. If I were to upgrade my policy, how long would I have to commit? Could I just get a renters policy for a month? Or do I need to make a year commitment?

Answer 1

Call your agent

Answer 2

It depends on your contract with the company you buy insurance with. They might require it for 1 year, but doesn't hurt to call a few companies and see if they cover month to month.

Answer 3

you would have to change your policy to a dwelling fire policy and they are written on a yearly basis.  if you write one and only need it for a week or so, you can cancel and rewrite back to a homeowners policy afterwards.  not sure its really worth the hassle.  check with your agent and see what he suggests.