Question about insurance fraud?

Question

This is a little difficult to explain but I'm gonna do my best. Last year the place I work at had to close for 3 months. They had to renovate due to a water pipe that busted. I continued to work even though we were closed. I basically just answered the

phone. I was paid just like I am paid normally.....bi-weekly.

Last week, a man from the insuance company where my boss filed his claim came to my house. He is an insurance investigator. He wants to set up an appointment with me to look at these 2 checks and verify I received them and endorsed them. Problem is...I never received them. I only received my regular bi-weekly paychecks. These 2 checks were for the amounts of 1500.00 each. I asked my manager about it and he said he wrote the 2 checks out to me and signed my name to them and deposited them into his account. He told me to tell the investigator that yes...I received them and yes I signed and cashed them, but I really didnt.Can I get in trouble if I tell him that?

Answer 1

Even though you weren't aware of the fraud when it was committed you are aware of it now. If you go along with your scumbag boss then you are an accessory to insurance fraud. If you lie to the insurance investigator then you are stooping to your boss' level.

If you are caught in the lie then you face the chance of being charged with a crime. Don't do that to yourself. No job is worth a criminal charge.

If you tell the investigator that you cashed the checks they will likely want to dig into your bank accounts and possibly ask you to submit to a handwriting analysis and a sworn statement.  

Start looking for a new job on Monday morning. You don't want to work for somebody who would use an employee as part of committing a crime.

Answer 2

Insurance fraud is FRAUD and you can go to jail for stealing from insurance companies!!!

Answer 3

Tell the investigator the truth.  Do not get involved with this fraudulent scam.  I suggest that yo start looking for a better job, one where your boss actually respects you.  

Besides, if you are honest witht he adjuster, and you are in fact fired, you can likely file a "wrongful termination" claim against your ex-employer!  There is no guarantee that you would be compensated however.    

"Terminating you would be in retaliation.  Employers can't rightfully terminate you for reporting their illegal actions to the proper authorities. They also can't fire you in retaliation for something you legally did or they illegally did, or because you refused to do something that was contrary to public policy and sound morality, such as breaking the law."

Answer 4

If you DON'T tell the investigator that your boss FORGED your name on those checks, you'll be more than fired -- you'll be an accessory to insurance fraud.

Come clean and rat out your boss.

Answer 5

To lie would maybe be fraud.  If you do not want to lose your job avoid the visit.  Tell him to buzz off.  You owe him nothing, not your time or a statement.  If he wants he can sue or go after your  employer.  You do not have a contract with them.  If it does go to  court then tell what you know.  Until then avoid him.

Answer 6

tell the investigator the TRUTH.  i don't think i would be too worried about a job where my boss puts my FREEDOM at risk!     Let your boss do the time for his own crime!

Answer 7

Lets put it this way...

How would you like to bunk with Bubba...

This is insurance fraud and its a felony....that BIG trouble for ever....

Tell the insurance investigator the truth and you will stay out of jail and Bubba can have his way with your manager....he's in deep @hit

Answer 8

Tell the truth! Fraud is a CRIME. The owner of the company will probably actually reward you. This manager will probably get prosecuted and his professional career will be ruined.

Answer 9

Tell the investigator the truth.

Do you really want to work for someone who would ask you to assist them in committing insurance fraud - a felony?

Many states are taking a very aggressive stance on insurance fraud. They have district attorneys that do nothing but prosecute insurance fraud.  If you lie....you could be charged with insurance fraud as well.  Do you really want to risk that? And of course, you get charged with insurance fraud you will get fired too.

This interview is just the start - you could be pulled in for depositions, examinations under oath - those are on the record with a court reporter. Then you can be charged with perjury on top of it.

What if the company finds out what your manager did? He's up to something illegal - if the company finds out then he could be fired and you with him for supporting him.

Who is your managers boss?  Call that person - tell them what is going on. If you don't know who the boss is - call your Human Resources department. But go higher than your manager and let them know what is going on.  Tell them you plan to cooperate with the insurance investigator.  The truth is...it's your manager that needs to be fired - not you.

Not to mention - your manager forged your name!!!  That is a crime. You could bring criminal charges against him for that.

And it's really easy for the insurance investigator to know you are lying. All he has to do is get a front/back check copy and compare your signature on that to the one on your drivers license.  Ta - Da...busted lying and now you are also committing insurance fraud.  It's a stupid lie and one that is way to easy to catch.

Trust me....getting fired is the least of your worries.

I encourage you to cooperate with the investigator. Also - let the investigator know you are afraid of being fired or retribution by the manager. You never know what kind of help he can offer.