Question about life insurance policy?

Question

This is based on an episode on a tv show, i was just curious.

What is the scenario when a guy's wife dies by suicide/murder, and the guy receive millions of dollars because of her death.

What is that? Life insurance? Or what? Give any legal situation or scenario that includes a person's wife/husband dies and the other gets a big amount of money.

Btw, i know that these are awkward questions to ask. Im just interested on these sorts of things.

Answer 1

Well, sure, that would be life insurance.

But, suicide isn't covered, the first two years, and sometimes not at all.  And, if he is a suspect in her murder, he can't get the money, either, until/unless he's cleared.

Spouses die all the time, and IF there is life insurance in place, the surviving spouse most often is beneficiary.

Answer 2

Get answer from the insurance agent. Absolutely correct.  Anyone can not benefit from a crime.