Question about my checking and savings account? (please help)?

Question

I'm 16 and i have a sponsored bank account with my mum.

When i use my debit card or checks, does it take from my savings or checking account?

And if it takes from my checking account, then if i don't have enough in my checking will they take from my savings?

Answer 1

It comes from checking and you have to specifically have it set up to draft from savings to checking incase of an overdraft you normally need to keep 3-5 hundered in savings to be eligible though.  Do you have overdraft protection?

Just make sure you keep up with your checkbook cause overdraft fees are a LOT!

Good luck

Answer 2

Unless you have made other arrangements, your debit card and checks pull from your checking account.  

And in order for your savings account to cover insufficient funds, you need to have that set up specially; it isn't automatic.