Question about??

Question

Medicaid, I dont qualify for medicaid due to the father of my child making just above the limit. I didnt want to lie and get in trouble or anything like that. And i would kind of rather pay for maternity insurance every month just to say that i pay for my child and the government doesnt. I dont want a welfare baby, no offense. Is there any good maternity insurance places anyone would reccomend? does blue cross and blue sheild have a maternity plan?

Answer 1

All reputable health insurance companies cover maternity, childbirth, and newborn expenses.  It depends on what state you are in.  If you are in CA, contact Kaiser.  They tend to be cheaper.  HMOs are cheaper than PPOs.  Your best bet is to sit down with a phone, paper, and pen and start calling all the big companies listed in your phone book to get a quote.

Good luck!

Answer 2

If you are already pregnant, no individual policy will cover you. Any policy you get that has maternity coverage will also have a waiting period of 12-18 months before any coverage will be paid.

I would suggest that you contact a local independant agent in your area who can show you policies and plans that are what you need medically and can afford financially. Maternity coverage is EXPENSIVE!!

Answer 3

Receiving quality medical attention during a pregnancy is hardly having a welfare baby. You and your baby will be better off receiving prenatal care. The government has several programs to help pregnant women with medical and nutrition guidance so they have healthier pregnancies and healthier newborns. Check into your qualifications for parenting classes, nutrition counseling, etc. at your county health department. Also ask about WIC, a nutrition program for pregnant women and children. Good luck to you and your baby. :) Here is the link to the WIC program http://www.fns.usda.gov/wic/