somebody hit my car seriously,his insurance company said,my car is completely lost,they will pay 3800,and ask me to give my ownship to them.but I checked the blue page,it said it is worth 5500,but the insurance company refuse to pay that much,they may want to force I send my car to their own repair shop to fix it,I do not trust them,what do I need to do?do I have any way to keep my car?
Thanks
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