Questions about lease or Purchase BMW 2008 328i!?

Question

My fiance and I have been looking into getting a new BMW perhaps 328i as our third car (both our cars are paid), the questions is, which is better for us and which we qualify better (Lease or Finance). Our combined salary is over hundred grand but my credit score is low while hers is over 700. Is it better to lease/purchase under her name and can they consider both of our salaries? Lease or purchase in this situation?

Some hints before heading to dealership is greatly appreciated.

Answer 1

Lease it in her name.  If she is at 720 income will matter less and you will qualify for the best lease offer.  Not sure if they have any deals right now as these new 3 series have been hot and hard to keep on the lot, at least in Florida.

Answer 2

It is easier to lease with low credit scores. But I would by if you do a lot of aftermarket parts, to heavy miles, or crash a lot.

Good Luck & Drive Safe