Questions on a car repo??

Question

My best friend is currently being sued on a car that was repossessed over a year ago. She voluntarily turned it over but not after having me badgered by her loan officer and I was not even a reference on her car note. Frankly, I have no clue how he got my number or how he even knew that we were friends. Come to find out, the 3 people that were references on the car note (her ex, a coworker and her aunt) never received calls trying to get her payment collected, but her mother and I did? Doesn't that break some sort of privacy law especially when he flat out informs me that she is $783 behind on her payment? She finally did get caught up but a year later and the rest of on time payments, she relinquished the car to them because her transmission blew. We live in Texas but did her loan officer from an actual First State Bank break some sort of law on privacy? Her mother didn't cosign and neither did I. Any help would be appreciated!

Answer 1

It is not against the law for a creditor to talk to neighbors, friends, relatives, etc in an effort to find the debtor and recover the money they are owed.  Also, by the time a car goes to repo, there is already a public record of the amount owed.