Received a check book with wrong account number on it.?

Question

I have no idea the check book I have it has wrong account number on it.

I did pay a few times my minimum credit card payment by phone without knowing that each time I make the call charged 20 dollars since the account number was wrong in fact the payment never gone through but I was told that the payment is made.

Each time I used a check for payment obviously the check was return not to me but to bank.I was kept in dark for over three months received no phone call no letter in that regard.

One day I was checking my credit rating I saw two late payment on my account.

Each month when I wanted to pay 20 Dallars a minimum payment I was charged 15 Dollars for phone call 35 Dallars late payment 20 Dallars return check this was going on for over three months. What is the best course of action I can take?

Answer 1

Call the company that made the checks.  If that is your bank, it ought to be pretty easy to correct it.

Answer 2

Contact your bank right away and inform them of the error.

Answer 3

Talk to your bank. This is a serious mistake.

Answer 4

While for good will your bank may reimburse if it was their fault, but always they tell you to check every detail on your check and not use them if the check is in any way defective.So they have really covered their butt on this.

You on the other hand still owe all you ever did, and really have nobody to take the blame if they choose not to. Checking out what is on your checks is just too important to leave to chance.

Answer 5

The bank is at fault that issued them

get some legal advice