Question:

Regarding life insurance policies left to me, how do I find them?

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Regarding life insurance policies left to me, how do I find them?

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  1. Policies aren't "left to you";  benefits may be payable to you.  You would have to search the deceased's personal papers.


  2. Search through all the papers and documents in their house if they had a policy you should come across it.

    You may have to go through all the old checkbooks to find when the premium was last paid. This might mean looking back as far as one year.

    Check old credit card statements. Your relative may have paid premiums by credit card.

    Ask your relative's lawyer, banker, or accountant.

    Track down your relative's auto or home insurance agents.

    If they were employed they may have some coverage with the employer.

    Wait until the next premium notice is sent.

    You can also have the Medical Information Bureau conduct a policy search for $75.

    http://www.mib.com/html/lost-life-insura...

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